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Страны / 🇸🇬 Singapore

Лучшие ставки fixed deposit в Singapore

Ставки fixed deposit в SGD от 14 провайдеров, читаются напрямую с сайтов банков каждый день, плюс ещё 3 провайдеров для проверки. Сортировка по ставке; платных ранжировок нет.

Последняя проверка 18 Oct 2026, 05:37 UTC · все 17 провайдеров · savings account

Лучшая ставка для вклада S$20,000, доступна любому клиенту. Промо‑акции могут закончиться раньше; уточните в банке.

Сравнить ставки fixed deposit

Срок
Тип ставки
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13 банков с 12‑месячной ставкой для S$20,000

БанкСтавка годовыхСрокВкладПодробностиСсылка
CIMBSGD Fixed Deposit online promotion2.10%≈ S$420 за 12 месяцев12 месяцевS$10,000 +Промо
Через Online
Перейти в банк
RHBSGD Fixed Deposit promotion2.10%≈ S$420 за 12 месяцев12 месяцевS$20,000 +Промо
Через Branch or RHB Mobile SG app
Перейти в банк
MaybankDeposits Bundle promotion2.05%эффективно; рекламируемая 2.25%≈ S$410 за 12 месяцев12 месяцевS$20,000 +Промо
10% of the deposit must sit in a Maybank savings or current account (fresh funds) for the same tenure; ranked by the bank's published effective rate; Individual customers only
Перейти в банк
Bank of ChinaMobile Banking time deposit promotion1.95%≈ S$390 за 12 месяцев12 месяцевS$20,000 +Промо
Через BOC Mobile Banking; New placements
Перейти в банк
ICBCSGD E-banking Fixed Deposit promotion1.80%≈ S$360 за 12 месяцев12 месяцевS$20,000 – S$199,999Промо
Через ICBC E-banking
Перейти в банк
Sing Investments & FinanceDaily special rate (online)1.80%≈ S$360 за 12 месяцев12 месяцевS$10,000 +ПромоСвежие средства
Через Online; Personal accounts only
Перейти в банк
Hong Leong FinanceOnline Fixed Deposit Special1.70%≈ S$340 за 12 месяцев12 месяцевS$20,000 +Промо
Через Online (HLF Digital); For customers with existing HLF fixed deposit and savings accounts
Перейти в банк
UOBSGD Time/Fixed Deposit promotion1.70%≈ S$340 за 12 месяцев12 месяцевS$10,000 +ПромоСвежие средства
Через UOB TMRW app
Перейти в банк
OCBCSGD Time Deposit promotion1.65%≈ S$330 за 12 месяцев12 месяцевS$20,000 – S$999,999ПромоСвежие средства
Через Online
Перейти в банк
CitibankSGD Time Deposit (board rate)0.70%≈ S$140 за 12 месяцев12 месяцевS$10,000 – S$50,000Базовая ставка
Перейти в банк
HSBCSGD Time Deposit (board rate)0.15%≈ S$30 за 12 месяцев12 месяцевS$5,000 – S$49,999Базовая ставка
Перейти в банк
DBSSGD Fixed Deposit (board rate)0.05%≈ S$10 за 12 месяцев12 месяцевS$20,000 – S$49,999Базовая ставка
Rate is set by your total SGD fixed deposit balance with the bank
Перейти в банк
POSBSGD Fixed Deposit (board rate)0.05%≈ S$10 за 12 месяцев12 месяцевS$20,000 – S$49,999Базовая ставка
Rate is set by your total SGD fixed deposit balance with the bank
Перейти в банк

"Свежие средства" означают деньги, переведённые из другого банка. Официальные ставки — постоянные; акции — ограничены по времени. Как мы собираем и проверяем ставки.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 1.30% at Sing Investments & Finance1.30%1-мес.2 months: 1.20% at Bank of China1.20%2-мес.3 months: 1.65% at Bank of China1.65%3-мес.4 months: 0.10% at Hong Leong Finance0.10%4-мес.6 months: 2.00% at Citibank2.00%6-мес.9 months: 1.91% at Maybank1.91%9-мес.12 months: 2.10% at CIMB2.10%12-мес.18 months: 1.80% at Sing Investments & Finance1.80%18-мес.24 months: 1.80% at Sing Investments & Finance1.80%24-мес.36 months: 1.00% at UOB1.00%36-мес.

Best rate open to any customer for S$20,000 at each term, from today's verified offers. Hover a point for the bank.

Получайте письмо, когда ставки повышаются

Двойное подтверждение: сначала подтвердите по электронной почте. Одно письмо, когда лучшая ставка для вашего срока и суммы повышается. Отписаться в один клик.

Официальные бенчмарки

6-month T-bill cut-off yield (BS26120W) 2026-10-081.90%
1-year T-bill cut-off yield (BY26103X) 2026-10-151.92%
Singapore Savings Bond GX26110X, first-year return apply by 2026-10-271.67%
Singapore Savings Bond GX26110X, 10-year average return apply by 2026-10-272.45%

Источник: mas.gov.sg. Показано как справочная точка, а не рекомендация.

Защита вкладов: SDIC Deposit Insurance Scheme

ЛимитS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Источник, проверено 2026-10-18.

Where does your money earn most in Singapore?

Best 12-month fixed deposit (CIMB)2.10%
Best savings account (MariBank)3.08%
6-month T-bill cut-off yield (BS26120W)1.90%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Singapore

What is the best 12-month fixed deposit rate in Singapore today?

2.10% p.a. at CIMB (minimum deposit: S$10,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in Singapore today?

2.00% p.a. at Citibank (minimum deposit: S$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in Singapore protected?

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

How many banks do you compare in Singapore?

We list 17 providers. Rates for 14 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the 6-month T-bill cut-off yield (BS26120W)?

The 6-month T-bill cut-off yield (BS26120W) is 1.90% (2026-10-08). The best 12-month fixed deposit rate open to any customer today is 2.10%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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Missing a bank? Suggest one

Мы — сервис сравнения, а не банк: мы не принимаем вклады. Ставки могут изменяться без предупреждения; уточняйте их в банке перед внесением средств. Это не финансовая рекомендация.