Countries / 🇿🇦 South Africa
Best fixed deposit rates in South Africa
We track 5 fixed deposit providers in South Africa. Automatic rate reading for this country is being built, so for now we link straight to each bank's own rate page and show official benchmarks and deposit protection facts. We never show a number we have not read from the source.
Last checked 18 Oct 2026, 03:42 UTC · all 5 providers
Deposit protection: Corporation for Deposit Insurance (CODI), South African Reserve Bank
CODI manages the Deposit Insurance Fund and pays qualifying depositors with positive balances in qualifying products up to R100 000 if their bank is placed in resolution. Source, checked 2026-10-18.
More fixed deposit providers in South Africa
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
- AbsaBank · check rate on bank site
- FNBBank · check rate on bank site
- GoTyme Bank (formerly TymeBank)Digital bank · check rate on bank site
- NedbankBank · check rate on bank site
- Standard BankBank · check rate on bank site
Questions about deposits in South Africa
Are fixed deposits in South Africa protected?
CODI manages the Deposit Insurance Fund and pays qualifying depositors with positive balances in qualifying products up to R100 000 if their bank is placed in resolution.
How many banks do you compare in South Africa?
We list 5 providers. Rates for 0 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
Deposit rates in nearby countries
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Missing a bank? Suggest one
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.