Countries / 🇺🇸 United States / Banks / American Express National Bank
American Express National Bank CD rates
American Express online deposit accounts (FDIC member) offering CDs and a high yield savings account.
Verified against American Express National Bank's website 18 Oct 2026, 05:37 UTC
Up to4.40%22 monthsVisit American Express National Bank
Rates and terms are set by American Express National Bank. Always confirm on the bank's page before you deposit.
Visit American Express National BankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 10 months | 4.40% |
| 11 months | 3.65% |
| 12 months | 3.65% |
| 14 months | 3.65% |
| 18 months | 3.65% |
| 22 months | 4.40% |
| 24 months | 3.65% |
| 36 months | 2.25% |
| 48 months | 2.25% |
| 60 months | 3.00% |
Promotional rates
No promotional rate is published on the bank's page today.
High Yield Savings (HYSA)
Variable APY; no minimum balance.
Verified 18 Oct 2026, 05:37 UTC
Deposit protection: FDIC
FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category. Source, checked 2026-10-18.
Compare with other banks in United States
- Barclays (US)up to 4.75%
- Synchrony Bankup to 4.50%
- Capital Oneup to 4.40%
- Marcus by Goldman Sachsup to 4.40%
- Navy Federal Credit Unionup to 4.15%
- Wells Fargoup to 3.99%
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.