Countries / 🇮🇪 Ireland / 6-month

Best 6-month fixed term deposit rates in Ireland

Best 6-month rate per provider for a €10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 03:42 UTC.

12-month All tenures and amounts

BankRate p.a.TenureDepositDetailsLink
Bank of IrelandAdvantage Fixed Term Deposit1.51%≈ €76 in 6 months6 months€5,000 +Board rate
Minimum lodgement €5,000; 25% access during the term; Interest paid at maturity
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AIB (Allied Irish Banks)Personal Fixed Term Deposit1.50%≈ €75 in 6 months6 months€5,000 +Board rate
Minimum balance €5,000; AER shown; interest subject to DIRT
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PTSB (Permanent TSB)Fixed Term Deposit1.25%≈ €63 in 6 months6 months€5,000 +Board rate
Minimum balance €5,000; AER column shown (the gross column is the cumulative return for terms over 1 year)
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Deposit protection: Deposit Guarantee Scheme (DGS), operated by the Central Bank of Ireland

Limit€100,000

The Irish Deposit Guarantee Scheme protects eligible deposits at banks, building societies and credit unions authorised by the Central Bank of Ireland up to €100,000 per person per institution. Branches of other EEA banks (e.g. Revolut, bunq, Trade Republic) are covered by their home-country scheme instead. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.