Countries / 🇮🇩 Indonesia / 12-month
Best 12-month deposito berjangka rates in Indonesia
Best 12-month rate per provider for a Rp10,000,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 03:42 UTC.
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| Bank Neo CommerceDeposito WOW | 7.25%≈ Rp725,000 in 12 months | 12 months | Rp100,000 + | Board rate | Go to bank |
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Deposit protection: LPS
LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. Source, checked 2026-10-18.
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.