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Deutsche Bank Festgeld rates

Deutsche Bank AG offers FestzinsSparen (fixed-rate savings) and the Flexgeld overnight savings account.

Verified against Deutsche Bank's website 18 Oct 2026, 03:42 UTC

Up to3.00%12 monthsVisit Deutsche Bank

TypeBank
Deposit protectionYes (Entschädigungseinrichtung deutscher Banken (EdB), statutory deposit guarantee for private banks)

Rates and terms are set by Deutsche Bank. Always confirm on the bank's page before you deposit.

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Promotional rates

PromotionTenureRate p.a.DepositConditions
FestzinsSparen12 months3.00%€2,500 – €250,000Fresh funds only; New money only: not previously held at Deutsche Bank, Postbank or norisbank; Private assets only; EUR 2,500 to EUR 250,000

Deposit protection: Entschädigungseinrichtung deutscher Banken (EdB), statutory deposit guarantee for private banks

Limit€100,000

Deposits are protected by law up to EUR 100,000 per customer and per bank (in special cases up to EUR 500,000); the EdB compensates customers of private banks once BaFin has declared a compensation case. Savings banks and cooperative banks are covered by their own recognised institutional protection schemes instead, and many private banks additionally belong to the voluntary BdB Einlagensicherungsfonds. Source, checked 2026-10-18.

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