Countries / 🇩🇪 Germany / 6-month
Best 6-month Festgeld rates in Germany
Best 6-month rate per provider for a €10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 03:42 UTC.
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| ConsorsbankFestgeld | 1.60%≈ €80 in 6 months | 6 months | Not stated | Board rate | Go to bank |
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Deposit protection: Entschädigungseinrichtung deutscher Banken (EdB), statutory deposit guarantee for private banks
Deposits are protected by law up to EUR 100,000 per customer and per bank (in special cases up to EUR 500,000); the EdB compensates customers of private banks once BaFin has declared a compensation case. Savings banks and cooperative banks are covered by their own recognised institutional protection schemes instead, and many private banks additionally belong to the voluntary BdB Einlagensicherungsfonds. Source, checked 2026-10-18.
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.