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Countries / 🇮🇩 Indonesia / Banks / Bank Neo Commerce

Bank Neo Commerce deposito berjangka rates

Digital bank (neobank); publishes Deposito WOW rates from 7 days to 12 months, some marked as promotional.

Verified against Bank Neo Commerce's website 18 Oct 2026, 03:42 UTC

TypeDigital bank
Deposit protectionYes (LPS)

Rates and terms are set by Bank Neo Commerce. Always confirm on the bank's page before you deposit.

Visit Bank Neo Commerce

Promotional rates

PromotionTenureRate p.a.DepositConditions
Deposito WOW1 month6.00%Rp100,000 +Promo rate valid 1 to 31 October 2026; Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
Deposito WOW3 months6.75%Rp100,000 +Promo rate valid 1 to 31 October 2026; Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
Deposito WOW6 months7.25%Rp100,000 +Promo rate valid 1 to 31 October 2026; Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

TenureRp100,000 +
12 months7.25%

Deposit protection: LPS

LimitRp2,000,000,000

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. Source, checked 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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