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国 / 🇮🇩 Indonesia / Banks / Bank Neo Commerce

Bank Neo Commerce deposito berjangka rates

Digital bank (neobank); publishes Deposito WOW rates from 7 days to 12 months, some marked as promotional.

Verified against Bank Neo Commerce's website 18 Oct 2026, 03:42 UTC

TypeDigital bank
預金保護Yes (LPS)

Rates and terms are set by Bank Neo Commerce. Always confirm on the bank's page before you deposit.

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Promotional rates

Promotion期間金利（年率）預金Conditions
Deposito WOW1 month6.00%Rp100,000 +Promo rate valid 1 to 31 October 2026; Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
Deposito WOW3 ヶ月6.75%Rp100,000 +Promo rate valid 1 to 31 October 2026; Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
Deposito WOW6 ヶ月7.25%Rp100,000 +Promo rate valid 1 to 31 October 2026; Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

期間Rp100,000 +
12 ヶ月7.25%

預金保護: LPS

上限Rp2,000,000,000

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. 情報源, チェック済み 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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