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Landen / 🇸🇪 Sweden / Banks / Klarna Bank
Klarna Bank fasträntekonto rates
Swedish bank offering a flexible savings account (rate by membership tier) and fixed-term accounts from 3 to 48 months in the Klarna app.
Verified against Klarna Bank's website 18 Oct 2026, 05:37 UTC
Up to2.93%48 monthsVisit Klarna Bank
Rates and terms are set by Klarna Bank. Always confirm on the bank's page before you deposit.
Visit Klarna BankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 3 months | 1.61% |
| 6 months | 1.81% |
| 9 months | 2.01% |
| 12 months | 2.45% |
| 18 months | 2.62% |
| 24 months | 2.72% |
| 36 months | 2.84% |
| 48 months | 2.93% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: Insättningsgarantin (Swedish deposit insurance, Riksgälden)
The state deposit insurance administered by the Swedish National Debt Office (Riksgälden) covers deposits per person per institution. Riksgälden raised the maximum from SEK 1,050,000 to SEK 1,150,000 with effect from 1 January 2026. Source, checked 2026-10-18.
Compare with other banks in Sweden
- Collector Bankup to 2.80%
- Svea Bankup to 2.80%
- Handelsbankencheck rate on bank site
- Länsförsäkringar Bankcheck rate on bank site
- Nordeacheck rate on bank site
- Resurs Bankcheck rate on bank site
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.