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দেশসমূহ / 🇸🇪 Sweden / Banks / Klarna Bank

Klarna Bank fasträntekonto rates

Swedish bank offering a flexible savings account (rate by membership tier) and fixed-term accounts from 3 to 48 months in the Klarna app.

Verified against Klarna Bank's website 18 Oct 2026, 05:37 UTC

Up to2.93%48 monthsVisit Klarna Bank

TypeDigital bank
Deposit protectionYes (Insättningsgarantin (Swedish deposit insurance, Riksgälden))

Rates and terms are set by Klarna Bank. Always confirm on the bank's page before you deposit.

Visit Klarna Bank

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

TenureNot stated
3 months1.61%
6 months1.81%
9 months2.01%
12 months2.45%
18 months2.62%
24 months2.72%
36 months2.84%
48 months2.93%

Promotional rates

No promotional rate is published on the bank's page today.

Deposit protection: Insättningsgarantin (Swedish deposit insurance, Riksgälden)

Limit1,150,000 SEK

The state deposit insurance administered by the Swedish National Debt Office (Riksgälden) covers deposits per person per institution. Riksgälden raised the maximum from SEK 1,050,000 to SEK 1,150,000 with effect from 1 January 2026. Source, checked 2026-10-18.

Compare with other banks in Sweden

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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