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Best 12-month fasträntekonto rates in Sweden

Best 12-month rate per provider for a 100,000 SEK deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

3-month 6-month All tenures and amounts

Bank	Rate p.a.	Tenure	Deposit	Details	Link
Collector BankSparkonto med bindningstid	2.65%≈ 2,650 SEK in 12 months	12 months	Not stated	Board rate Fixed rate for the binding period; Covered by the Swedish deposit insurance	Go to bank
Svea BankFasträntekonto	2.65%≈ 2,650 SEK in 12 months	12 months	10,000 SEK +	Board rate Minimum deposit SEK 10,000; One deposit per account; Requires a Svea Sparkonto first	Go to bank
Klarna BankFastkonto	2.45%≈ 2,450 SEK in 12 months	12 months	Not stated	Board rate Fixed rate for the chosen term; No minimum deposit; Managed in the Klarna app	Go to bank

Different amount, priority tiers or fresh-funds filter? Open the full comparison.

Deposit protection: Insättningsgarantin (Swedish deposit insurance, Riksgälden)

Limit1,150,000 SEK

The state deposit insurance administered by the Swedish National Debt Office (Riksgälden) covers deposits per person per institution. Riksgälden raised the maximum from SEK 1,050,000 to SEK 1,150,000 with effect from 1 January 2026. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.