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Negara / 🇻🇳 Vietnam / 12-month
Best 12-month tiền gửi tiết kiệm có kỳ hạn rates in Vietnam
Best 12-month rate per provider for a 100,000,000 VND deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| BIDVTiền gửi (VND) | 5.90%≈ 5,900,000 VND in 12 months | 12 months | Not stated | Board rate | Go to bank |
| VietcombankTiết kiệm (VND) | 5.90%≈ 5,900,000 VND in 12 months | 12 months | Not stated | Board rate | Go to bank |
| ACB (Asia Commercial Bank)Tiền gửi Online (lãi cuối kỳ) | 5.70%≈ 5,700,000 VND in 12 months | 12 months | up to 199,999,999 VND | Board rate | Go to bank |
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Deposit protection: DIV
Deposit Insurance of Vietnam (DIV) pays up to VND 125 million (principal and interest) per individual per insured credit institution, under Decision 32/2021/QD-TTg effective 12 December 2021. A 2026 SBV circular (05/2026/TT-NHNN) now governs the payout limit under the new Deposit Insurance Law; we have not confirmed whether the amount changed. Source, checked 2026-10-18.
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.