This page was machine-translated from English. Rates, banks and figures are identical to the English page.
Negara / 🇻🇳 Vietnam
Best tiền gửi tiết kiệm có kỳ hạn rates in Vietnam
VND tiền gửi tiết kiệm có kỳ hạn rates from 3 providers, read directly from each bank's website every day, plus 4 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 05:37 UTC · all 7 providers
Best 3-month rate
4.70% p.a.
ACB (Asia Commercial Bank)
Board rate
Best 6-month rate
4.90% p.a.
ACB (Asia Commercial Bank)
Board rate
Best 12-month rate
5.90% p.a.
BIDV
Board rate
Best rate for a 100,000,000 VND deposit, open to any customer. Promotions can end early; confirm with the bank.
Bandingkan kadar tiền gửi tiết kiệm có kỳ hạn
3 bank dengan kadar 12‑bulan untuk 100,000,000 VND
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| BIDVTiền gửi (VND) | 5.90%≈ 5,900,000 VND in 12 months | 12 months | Not stated | Board rate | Go to bank |
| VietcombankTiết kiệm (VND) | 5.90%≈ 5,900,000 VND in 12 months | 12 months | Not stated | Board rate | Go to bank |
| ACB (Asia Commercial Bank)Tiền gửi Online (lãi cuối kỳ) | 5.70%≈ 5,700,000 VND in 12 months | 12 months | up to 199,999,999 VND | Board rate | Go to bank |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for 100,000,000 VND at each term, from today's verified offers. Hover a point for the bank.
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Deposit protection: DIV
Deposit Insurance of Vietnam (DIV) pays up to VND 125 million (principal and interest) per individual per insured credit institution, under Decision 32/2021/QD-TTg effective 12 December 2021. A 2026 SBV circular (05/2026/TT-NHNN) now governs the payout limit under the new Deposit Insurance Law; note (2026-10-18): a change to the amount has been reported but not yet published by DIV, so the official VND 125 million is shown. Source, checked 2026-10-18.
More tiền gửi tiết kiệm có kỳ hạn providers in Vietnam
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
- MB (Military Commercial Joint Stock Bank)Bank · check rate on bank site
- TechcombankBank · check rate on bank site
- TPBankBank · check rate on bank site
- VietinBankBank · check rate on bank site
Questions about deposits in Vietnam
What is the best 12-month tiền gửi tiết kiệm có kỳ hạn rate in Vietnam today?
5.90% p.a. at BIDV (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month tiền gửi tiết kiệm có kỳ hạn rate in Vietnam today?
4.90% p.a. at ACB (Asia Commercial Bank) (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
Are tiền gửi tiết kiệm có kỳ hạns in Vietnam protected?
Deposit Insurance of Vietnam (DIV) pays up to VND 125 million (principal and interest) per individual per insured credit institution, under Decision 32/2021/QD-TTg effective 12 December 2021. A 2026 SBV circular (05/2026/TT-NHNN) now governs the payout limit under the new Deposit Insurance Law; note (2026-10-18): a change to the amount has been reported but not yet published by DIV, so the official VND 125 million is shown.
How many banks do you compare in Vietnam?
We list 7 providers. Rates for 3 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
Deposit rates in nearby countries
🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇹🇭 Thailand
Missing a bank? Suggest one
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.