This page was machine-translated from English. Rates, banks and figures are identical to the English page.
Negara / 🇸🇬 Singapore / 6-month
Best 6-month fixed deposit rates in Singapore
Best 6-month rate per provider for a S$20,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| CitibankNew Funds Time Deposit preferential rate | 2.00%≈ S$200 in 6 months | 6 months | S$5,000 – S$5,000,000 | PromoFresh funds | Go to bank |
| RHBSGD Fixed Deposit promotion | 2.00%≈ S$200 in 6 months | 6 months | S$20,000 + | Promo | Go to bank |
| MaybankStandalone Time Deposit promotion | 1.95%≈ S$195 in 6 months | 6 months | S$20,000 + | Promo | Go to bank |
| Bank of ChinaMobile Banking time deposit promotion | 1.90%≈ S$190 in 6 months | 6 months | S$20,000 + | Promo | Go to bank |
| ICBCSGD E-banking Fixed Deposit promotion | 1.80%≈ S$180 in 6 months | 6 months | S$20,000 – S$199,999 | Promo | Go to bank |
| Sing Investments & FinanceDaily special rate (online) | 1.80%≈ S$180 in 6 months | 6 months | S$10,000 + | PromoFresh funds | Go to bank |
| CIMBSGD Fixed Deposit online promotion | 1.75%≈ S$175 in 6 months | 6 months | S$10,000 + | Promo | Go to bank |
| UOBSGD Time/Fixed Deposit promotion | 1.60%≈ S$160 in 6 months | 6 months | S$10,000 + | PromoFresh funds | Go to bank |
| Hong Leong FinanceOnline Fixed Deposit Special | 1.50%≈ S$150 in 6 months | 6 months | S$20,000 + | Promo | Go to bank |
| OCBCSGD Time Deposit promotion | 1.50%≈ S$150 in 6 months | 6 months | S$20,000 – S$999,999 | PromoFresh funds | Go to bank |
| HSBCSGD Time Deposit (board rate) | 0.10%≈ S$10 in 6 months | 6 months | S$5,000 – S$49,999 | Board rate | Go to bank |
| DBSSGD Fixed Deposit (board rate) | 0.05%≈ S$5 in 6 months | 6 months | S$20,000 – S$49,999 | Board rate | Go to bank |
| POSBSGD Fixed Deposit (board rate) | 0.05%≈ S$5 in 6 months | 6 months | S$20,000 – S$49,999 | Board rate | Go to bank |
Different amount, priority tiers or fresh-funds filter? Open the full comparison.
Deposit protection: SDIC Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Source, checked 2026-10-18.
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.