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Negara / 🇬🇧 United Kingdom / Banks / NS&I (National Savings and Investments)
NS&I (National Savings and Investments) fixed-rate bond rates
UK government savings provider backed by HM Treasury rather than the FSCS; offers British Savings Bonds (1-5 year fixed) and the Direct Saver easy access account.
Verified against NS&I (National Savings and Investments)'s website 18 Oct 2026, 05:37 UTC
Up to5.17%60 monthsVisit NS&I (National Savings and Investments)
Rates and terms are set by NS&I (National Savings and Investments). Always confirm on the bank's page before you deposit.
Visit NS&I (National Savings and Investments)Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | £500 + |
|---|---|
| 12 months | 4.99% |
| 24 months | 5.07% |
| 36 months | 5.10% |
| 60 months | 5.17% |
Promotional rates
No promotional rate is published on the bank's page today.
Direct Saver
Easy access, variable rate, from £1; HM Treasury backed.
Verified 18 Oct 2026, 05:37 UTC
Deposit protection: FSCS (Financial Services Compensation Scheme)
Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). Source, checked 2026-10-18.
Compare with other banks in United Kingdom
- Aldermore Bankup to 5.25%
- Shawbrook Bankup to 5.25%
- Atom bankup to 5.20%
- HSBC UKup to 5.00%
- Marcus by Goldman Sachs (UK)up to 4.75%
- Santander UKup to 4.70%
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.