This page was machine-translated from English. Rates, banks and figures are identical to the English page.
Negara / 🇬🇧 United Kingdom / Banks / Atom bank
Atom bank fixed-rate bond rates
App-only UK bank offering Fixed Savers from 6 months to 5 years, from £50.
Verified against Atom bank's website 18 Oct 2026, 05:37 UTC
Up to5.20%60 monthsVisit Atom bank
Rates and terms are set by Atom bank. Always confirm on the bank's page before you deposit.
Visit Atom bankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | £50 – £100,000 |
|---|---|
| 6 months | 4.55% |
| 9 months | 4.55% |
| 12 months | 4.90% |
| 24 months | 5.10% |
| 36 months | 5.10% |
| 60 months | 5.20% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: FSCS (Financial Services Compensation Scheme)
Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). Source, checked 2026-10-18.
Compare with other banks in United Kingdom
- Aldermore Bankup to 5.25%
- Shawbrook Bankup to 5.25%
- NS&I (National Savings and Investments)up to 5.17%
- HSBC UKup to 5.00%
- Marcus by Goldman Sachs (UK)up to 4.75%
- Santander UKup to 4.70%
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.