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国 / 🇮🇩 Indonesia

Indonesiaの最高deposito berjangka金利

IDRdeposito berjangka金利は6社から、各銀行のウェブサイトから毎日直接取得、さらに0社がチェック対象。金利順に並べ替え、広告ランキングはありません。

最終確認 18 Oct 2026, 05:37 UTC · 全 6 プロバイダー

最高3か月金利

6.75% 年率

Bank Neo Commerce

プロモ · 最小 Rp100,000

最高6か月金利

7.25% 年率

Bank Neo Commerce

プロモ · 最小 Rp100,000

最高12か月金利

7.25% 年率

Bank Neo Commerce

基準金利 · 最小 Rp100,000

Rp10,000,000の預金に対する最高金利、すべてのお客様が対象。プロモーションは早期終了することがありますので、銀行にご確認ください。

「deposito berjangka」金利を比較

期間
金利タイプ
オプション

6 銀行が Rp10,000,000 の12か月金利を提供

銀行金利（年率）期間預金詳細リンク
Bank Neo CommerceDeposito WOW7.25%≈ Rp725,000 in 12 months12 ヶ月Rp100,000 +基準金利
Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
銀行へ移動
SeaBank IndonesiaDeposito6.00%≈ Rp600,000 in 12 months12 ヶ月未公表基準金利
Rate locked at opening; Above the LPS guarantee rate (3.75%), so not LPS-insured
銀行へ移動
Bank JagoDeposito5.50%≈ Rp550,000 in 12 months12 ヶ月Rp1,000,000 – Rp99,999,999基準金利
App 経由; Lowest amount tier; higher tiers pay more; Above the LPS guarantee rate (3.75%), so not LPS-insured
銀行へ移動
CIMB NiagaDeposito Konvensional Rupiah4.25%≈ Rp425,000 in 12 months12 ヶ月Rp8,000,000 – Rp99,999,999基準金利
OCTO app 経由; Rate when opened in the OCTO app; branch rates are lower; Minimum Rp 8 Juta; Higher amount tiers pay more
銀行へ移動
Bank DanamonDeposito Berjangka2.50%≈ Rp250,000 in 12 months12 ヶ月Rp8,000,000 +基準金利
Regular (branch) time deposit, one rate for all amounts from Rp8 million
銀行へ移動
Bank MandiriDeposito Rupiah2.50%≈ Rp250,000 in 12 months12 ヶ月最大 Rp99,999,999基準金利
Interest paid monthly or at maturity; Same rates are shown for every amount tier up to ≥ Rp 5 M
銀行へ移動

「新規資金」とは他行から持ち込んだお金を指します。基準金利は常時適用される金利で、プロモは期間限定です。 金利の収集とチェック方法.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 6.00% at Bank Neo Commerce6.00%1か月3 months: 6.75% at Bank Neo Commerce6.75%3か月6 months: 7.25% at Bank Neo Commerce7.25%6か月12 months: 7.25% at Bank Neo Commerce7.25%12か月24 months: 2.50% at Bank Mandiri2.50%24か月

Best rate open to any customer for Rp10,000,000 at each term, from today's verified offers. Hover a point for the bank.

金利が上がったらメールでお知らせ

二重オプトイン: まずメールで確認してください。ご希望の期間と金額に対する最適金利が上がった際に1通のメールをお送りします。ワンクリックで配信停止できます。

公式ベンチマーク

BI-Rate 23 September 20265.75%

出典: bi.go.id。参考情報として表示しており、推奨ではありません。

預金保護: LPS

上限Rp2,000,000,000

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. 情報源, チェック済み 2026-10-18.

Where does your money earn most in Indonesia?

Best 12-month deposito berjangka (Bank Neo Commerce)7.25%
BI-Rate5.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Indonesia

What is the best 12-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are deposito berjangkas in Indonesia protected?

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured.

How many banks do you compare in Indonesia?

We list 6 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do deposito berjangka rates compare with the BI-Rate?

The BI-Rate is 5.75% (23 September 2026). The best 12-month deposito berjangka rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand

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