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国 / 🇨🇳 China / Banks / Postal Savings Bank of China (中国邮政储蓄银行)

Postal Savings Bank of China (中国邮政储蓄银行) time deposit rates

Chinese state-owned bank publishing its RMB deposit rate table.

Verified against Postal Savings Bank of China (中国邮政储蓄银行)'s website 18 Oct 2026, 05:37 UTC

Up to1.30%60 ヶ月Visit Postal Savings Bank of China (中国邮政储蓄银行)

TypeBank
預金保護Yes (Deposit Insurance (存款保险条例))

Rates and terms are set by Postal Savings Bank of China (中国邮政储蓄银行). Always confirm on the bank's page before you deposit.

Visit Postal Savings Bank of China (中国邮政储蓄银行)

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

期間未公表
3 ヶ月0.65%
6 ヶ月0.86%
12 ヶ月0.98%
24 ヶ月1.05%
36 ヶ月1.25%
60 ヶ月1.30%

Promotional rates

No promotional rate is published on the bank's page today.

預金保護: Deposit Insurance (存款保险条例)

上限500,000 CNY

Deposit insurance pays up to RMB 500,000 per depositor per insured institution, principal and interest combined (Deposit Insurance Regulations, Article 5, in force since 1 May 2015). 情報源, チェック済み 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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