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الدول / 🇨🇳 China / Banks / Postal Savings Bank of China (中国邮政储蓄银行)

Postal Savings Bank of China (中国邮政储蓄银行) time deposit rates

Chinese state-owned bank publishing its RMB deposit rate table.

Verified against Postal Savings Bank of China (中国邮政储蓄银行)'s website 18 Oct 2026, 05:37 UTC

Up to1.30%60 شهرVisit Postal Savings Bank of China (中国邮政储蓄银行)

TypeBank
حماية الإيداعYes (Deposit Insurance (存款保险条例))

Rates and terms are set by Postal Savings Bank of China (中国邮政储蓄银行). Always confirm on the bank's page before you deposit.

Visit Postal Savings Bank of China (中国邮政储蓄银行)

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

مدة الإيداعغير مذكور
3 شهر0.65%
6 شهر0.86%
12 شهر0.98%
24 شهر1.05%
36 شهر1.25%
60 شهر1.30%

Promotional rates

No promotional rate is published on the bank's page today.

حماية الوديعة: Deposit Insurance (存款保险条例)

الحد500,000 CNY

Deposit insurance pays up to RMB 500,000 per depositor per insured institution, principal and interest combined (Deposit Insurance Regulations, Article 5, in force since 1 May 2015). المصدر, تم الفحص 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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