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Negara / 🇲🇾 Malaysia

Suku bunga fixed deposit terbaik di Malaysia

Suku bunga MYR fixed deposit dari 9 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 1 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 03:42 UTC · semua 10 penyedia

Suku bunga 3-bulan terbaik

3.18% p.a.

GXBank

Suku bunga papan

Suku bunga 6-bulan terbaik

3.80% p.a.

GXBank

Suku bunga papan

Suku bunga 12-bulan terbaik

1.90% p.a.

CIMB Bank

Suku bunga papan

Suku bunga terbaik untuk deposito RM10,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga fixed deposit

Jangka waktu
Jenis suku bunga
Opsi

6 bank dengan suku bunga 12 bulan untuk RM10,000

BankSuku bunga p.a.Jangka waktuSetoranDetailTautan
CIMB BankFixed Deposit1.90%≈ RM190 in 12 months12 bulanTidak disebutkanSuku bunga papan
Board rate, inclusive of all conventional FD; eFD promotions are separate
Ke bank
MaybankFixed Deposit Account1.90%≈ RM190 in 12 months12 bulanTidak disebutkanSuku bunga papan
Board rate; promotional FD rates are published separately
Ke bank
AmBankConventional Fixed Deposit1.80%≈ RM180 in 12 months12 bulanTidak disebutkanSuku bunga papan
Board rate; Minimum RM5,000 for 1-month tenure, RM500 for longer tenures; Age 18 and above
Ke bank
Hong Leong BankFixed Deposit1.80%≈ RM180 in 12 months12 bulanTidak disebutkanSuku bunga papan
Board rate
Ke bank
Public BankFixed Deposit1.80%≈ RM180 in 12 months12 bulanTidak disebutkanSuku bunga papan
Board rate; refer to account-holding branch for applicable rates; 13-60 months negotiable
Ke bank
RHB BankOrdinary Fixed Deposit1.80%≈ RM180 in 12 months12 bulanTidak disebutkanSuku bunga papan
Board rate; tenures above 12 months negotiable
Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 1.75% at CIMB Bank1.75%1-bulan2 months: 1.75% at CIMB Bank1.75%2-bulan3 months: 3.18% at GXBank3.18%3-bulan4 months: 1.85% at CIMB Bank1.85%4-bulan6 months: 3.80% at GXBank3.80%6-bulan9 months: 1.90% at CIMB Bank1.90%9-bulan12 months: 1.90% at CIMB Bank1.90%12-bulan18 months: 2.00% at AmBank2.00%18-bulan24 months: 2.00% at AmBank2.00%24-bulan36 months: 2.00% at AmBank2.00%36-bulan

Best rate open to any customer for RM10,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

Overnight Policy Rate (OPR) 2026-09-032.75%

Sumber: bnm.gov.my. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: PIDM

BatasRM250,000

Eligible deposits at PIDM member banks are protected up to RM250,000 per depositor per member bank; the limit includes principal and interest/return. Islamic deposits are protected separately from conventional ones. Sumber, diperiksa 2026-10-18.

Where does your money earn most in Malaysia?

Best 12-month fixed deposit (CIMB Bank)1.90%
Overnight Policy Rate (OPR)2.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Lebih banyak penyedia fixed deposit di Malaysia

Kami mencantumkan penyedia ini tetapi belum membaca suku bunga mereka secara otomatis, jadi kami tidak pernah menampilkan angka untuk mereka. Periksa suku bunga di halaman bank masing‑masing. Know a bank we should read? Suggest it.

Questions about deposits in Malaysia

What is the best 12-month fixed deposit rate in Malaysia today?

1.90% p.a. at CIMB Bank (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in Malaysia today?

3.80% p.a. at GXBank (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in Malaysia protected?

Eligible deposits at PIDM member banks are protected up to RM250,000 per depositor per member bank; the limit includes principal and interest/return. Islamic deposits are protected separately from conventional ones.

How many banks do you compare in Malaysia?

We list 10 providers. Rates for 9 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the Overnight Policy Rate (OPR)?

The Overnight Policy Rate (OPR) is 2.75% (2026-09-03). The best 12-month fixed deposit rate open to any customer today is 1.90%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.