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Negara / 🇦🇺 Australia

Suku bunga term deposit terbaik di Australia

Suku bunga AUD term deposit dari 10 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 1 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 05:37 UTC · semua 11 penyedia · high-interest savings account

Suku bunga 3-bulan terbaik

5.05% p.a.

ING Australia

Suku bunga papan · min A$10,000

Suku bunga 6-bulan terbaik

5.20% p.a.

Bank of Queensland (BOQ)

Suku bunga papan · min A$5,000

Suku bunga 12-bulan terbaik

5.55% p.a.

Judo Bank

Suku bunga papan

Suku bunga terbaik untuk deposito A$10,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga term deposit

9 bank dengan suku bunga 12 bulan untuk A$10,000

Bank	Suku bunga p.a.	Jangka waktu	Setoran	Detail	Tautan
Judo BankPersonal Term Deposit	5.55%≈ A$555 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan Interest at maturity (terms up to 1 year) or annually (2-5 years)	Ke bank
AMP BankAMP Bank GO Term Deposit	5.40%≈ A$540 in 12 months	12 bulan	A$5,000 – A$9,999,999	Suku bunga papan $5,000 to $10,000,000	Ke bank
ANZANZ Advance Notice Term Deposit (annual interest)	5.30%≈ A$530 in 12 months	12 bulan	A$5,000 – A$1,999,999	Suku bunga papan $5,000 to $1,999,999; 31 days' notice required for early withdrawal	Ke bank
Bank of Queensland (BOQ)Term Deposit	5.30%≈ A$530 in 12 months	12 bulan	A$5,000 +	Suku bunga papan Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal	Ke bank
Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer	5.30%≈ A$530 in 12 months	12 bulan	A$5,000 – A$5,000,000	Promo Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually	Ke bank
ING AustraliaPersonal Term Deposit	5.30%≈ A$530 in 12 months	12 bulan	A$10,000 +	Suku bunga papan Minimum opening deposit $10,000	Ke bank
National Australia Bank (NAB)NAB Term Deposit	5.30%≈ A$530 in 12 months	12 bulan	A$5,000 – A$1,999,999	Suku bunga papan Rates for $5,000 (minimum opening balance) to $1,999,999; Interest at maturity	Ke bank
Rabobank AustraliaTerm Deposit	5.25%≈ A$525 in 12 months	12 bulan	A$1,000 – A$100,000	Suku bunga papan From $1,000 to $2,000,000; Personal and joint accounts	Ke bank
WestpacTerm Deposit (interest annually / at maturity)	4.75%≈ A$475 in 12 months	12 bulan	A$5,000 – A$2,000,000	Suku bunga papan $5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online	Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for A$10,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

RBA cash rate target 30 Sep 20264.60%

Sumber: rba.gov.au. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: Financial Claims Scheme (FCS)

BatasA$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Sumber, diperiksa 2026-10-18.

Where does your money earn most in Australia?

Best 12-month term deposit (Judo Bank)5.55%

Best savings account (Ubank)6.25%

RBA cash rate target4.60%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Australia

What is the best 12-month term deposit rate in Australia today?

5.55% p.a. at Judo Bank (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in Australia today?

5.20% p.a. at Bank of Queensland (BOQ) (minimum deposit: A$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in Australia protected?

How many banks do you compare in Australia?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBA cash rate target?

The RBA cash rate target is 4.60% (30 Sep 2026). The best 12-month term deposit rate open to any customer today is 5.55%.

Deposit rates in nearby countries

🇳🇿 New Zealand

Add this rate table to your website

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Missing a bank? Suggest one

Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.