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Países / 🇲🇾 Malasia

Mejores tasas de fixed deposit en Malasia

Tasas de MYR fixed deposit de 9 proveedores, leídas directamente del sitio web de cada banco cada día, más 1 proveedores adicionales para revisar. Ordenadas por tasa; sin rankings pagados.

Última verificación 18 Oct 2026, 05:37 UTC · todos los 10 proveedores · savings account

Mejor tasa para un depósito de RM10,000, abierto a cualquier cliente. Las promociones pueden terminar antes; confirma con el banco.

Compara tasas de fixed deposit

Plazo
Tipo de tasa
Opciones

6 bancos con una tasa a 12 meses para RM10,000

BancoTasa p.a.PlazoDepósitoDetallesEnlace
CIMB BankFixed Deposit1.90%≈ RM190 en 12 meses12 mesesNo especificadoTipo de referencia
Board rate, inclusive of all conventional FD; eFD promotions are separate
Ir al banco
MaybankFixed Deposit Account1.90%≈ RM190 en 12 meses12 mesesNo especificadoTipo de referencia
Board rate; promotional FD rates are published separately
Ir al banco
AmBankConventional Fixed Deposit1.80%≈ RM180 en 12 meses12 mesesNo especificadoTipo de referencia
Board rate; Minimum RM5,000 for 1-month tenure, RM500 for longer tenures; Age 18 and above
Ir al banco
Hong Leong BankFixed Deposit1.80%≈ RM180 en 12 meses12 mesesNo especificadoTipo de referencia
Board rate
Ir al banco
Public BankFixed Deposit1.80%≈ RM180 en 12 meses12 mesesNo especificadoTipo de referencia
Board rate; refer to account-holding branch for applicable rates; 13-60 months negotiable
Ir al banco
RHB BankOrdinary Fixed Deposit1.80%≈ RM180 en 12 meses12 mesesNo especificadoTipo de referencia
Board rate; tenures above 12 months negotiable
Ir al banco

"Fresh funds" significa dinero transferido desde otro banco. Las tasas de tabla son tasas permanentes; las promociones son por tiempo limitado. Cómo recopilamos y verificamos las tasas.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 1.75% at CIMB Bank1.75%1 meses2 months: 1.75% at CIMB Bank1.75%2 meses3 months: 3.18% at GXBank3.18%3 meses4 months: 1.85% at CIMB Bank1.85%4 meses6 months: 3.80% at GXBank3.80%6 meses9 months: 1.90% at CIMB Bank1.90%9 meses12 months: 1.90% at CIMB Bank1.90%12 meses18 months: 2.00% at AmBank2.00%18 meses24 months: 2.00% at AmBank2.00%24 meses36 months: 2.05% at CIMB Bank2.05%36 meses

Best rate open to any customer for RM10,000 at each term, from today's verified offers. Hover a point for the bank.

Recibe un correo cuando suban los tipos

Doble confirmación: confirma primero por correo. Un correo cuando la mejor tasa para tu plazo y cantidad suba. Cancelar suscripción con un clic.

Puntos de referencia oficiales

Overnight Policy Rate (OPR) 2026-09-032.75%

Fuente: bnm.gov.my. Se muestra como punto de referencia, no como recomendación.

Protección de depósitos: PIDM

LímiteRM250,000

Eligible deposits at PIDM member banks are protected up to RM250,000 per depositor per member bank; the limit includes principal and interest/return. Islamic deposits are protected separately from conventional ones. Fuente, verificado 2026-10-18.

Where does your money earn most in Malasia?

Best 12-month fixed deposit (CIMB Bank)1.90%
Best savings account (Boost Bank)3.30%
Overnight Policy Rate (OPR)2.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Más proveedores de fixed deposit en Malaysia

Listamos estos proveedores pero aún no leemos sus tasas automáticamente, por lo que nunca mostramos un número para ellos. Consulte la tasa en la página del banco. Know a bank we should read? Suggest it.

Questions about deposits in Malasia

What is the best 12-month fixed deposit rate in Malasia today?

1.90% p.a. at CIMB Bank (minimum deposit: No especificado), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in Malasia today?

3.80% p.a. at GXBank (minimum deposit: No especificado), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in Malasia protected?

Eligible deposits at PIDM member banks are protected up to RM250,000 per depositor per member bank; the limit includes principal and interest/return. Islamic deposits are protected separately from conventional ones.

How many banks do you compare in Malasia?

We list 10 providers. Rates for 9 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the Overnight Policy Rate (OPR)?

The Overnight Policy Rate (OPR) is 2.75% (2026-09-03). The best 12-month fixed deposit rate open to any customer today is 1.90%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistán🇧🇩 Bangladés🇯🇵 Japón🇵🇭 Filipinas🇻🇳 Vietnam

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Somos un servicio de comparación, no un banco: no aceptamos depósitos. Las tasas cambian sin previo aviso; verifica con el banco antes de depositar. No es asesoramiento financiero.