Banks / POSB
POSB fixed deposit rates
DBS's retail brand. Same board-rate structure as DBS.
TypeBank
SDIC deposit insuranceYes, up to S$100,000
Rates and terms are set by POSB. Always confirm on the bank's page before you deposit.
Visit POSBVerified against POSB's website 18 Oct 2026, 09:35 SGT
Promotional rates
No promotional fixed deposit rate is published on the bank's page today.
- Effective Date: 16/10/2026
- New placements accepted for tenors of 12 months and below
Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | S$1,000 – S$9,999 | S$10,000 – S$19,999 | S$20,000 – S$49,999 | S$50,000 – S$99,999 | S$100,000 – S$249,999 | S$250,000 – S$499,999 | S$500,000 – S$999,999 |
|---|---|---|---|---|---|---|---|
| 1 month | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 2 months | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 3 months | 0.15% | 0.15% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 4 months | 0.25% | 0.25% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 5 months | 0.40% | 0.40% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 6 months | 0.80% | 0.80% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 7 months | 0.95% | 0.95% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 8 months | 1.00% | 1.00% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 9 months | 1.00% | 1.00% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 10 months | 1.00% | 1.00% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 11 months | 1.00% | 1.00% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 12 months | 1.00% | 1.00% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
Sources
Every figure on this page was read from these pages on the date shown. Nothing is estimated.