OCBC fixed deposit rates

Runs separate branch and online promotional time deposit rates for fresh funds.

TypeBank

SDIC deposit insuranceYes, up to S$100,000

Rates and terms are set by OCBC. Always confirm on the bank's page before you deposit.

Verified against OCBC's website 18 Oct 2026, 09:35 SGT

Promotional rates

Promotion	Tenure	Rate p.a.	Deposit	Conditions
SGD Time Deposit promotion	6 months	1.45%	S$20,000 +	Fresh funds only; Via Branch
SGD Time Deposit promotion	6 months	1.50%	S$20,000 – S$999,999	Fresh funds only; Via Online
SGD Time Deposit promotion	12 months	1.60%	S$20,000 +	Fresh funds only; Via Branch
SGD Time Deposit promotion	12 months	1.65%	S$20,000 – S$999,999	Fresh funds only; Via Online

Standing rates when no promotion applies (and often what a promo renews into).

Tenure	S$5,000 – S$20,000	S$20,001 – S$50,000	S$50,001 – S$99,999	S$100,000 – S$249,999	S$250,000 – S$499,999	S$500,000 – S$999,999
1 month	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
2 months	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
3 months	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
4 months	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
5 months	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
6 months	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
7 months	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
8 months	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
9 months	0.30%	0.10%	0.10%	0.10%	0.10%	0.10%
10 months	0.40%	0.10%	0.10%	0.10%	0.10%	0.10%
11 months	0.40%	0.10%	0.10%	0.10%	0.10%	0.10%
12 months	0.50%	0.10%	0.10%	0.10%	0.10%	0.10%
13 months	0.50%	0.15%	0.15%	0.15%	0.15%	0.15%
14 months	0.50%	0.15%	0.15%	0.15%	0.15%	0.15%
15 months	0.80%	0.20%	0.20%	0.20%	0.20%	0.20%
16 months	0.80%	0.20%	0.20%	0.20%	0.20%	0.20%
18 months	1.05%	0.20%	0.20%	0.20%	0.20%	0.20%
20 months	1.05%	0.20%	0.20%	0.20%	0.20%	0.20%

Every figure on this page was read from these pages on the date shown. Nothing is estimated.