Banks / HSBC
HSBC fixed deposit rates
Promotional rates differ by customer tier (Personal Banking, Premier, Premier Elite).
TypeBank
SDIC deposit insuranceYes, up to S$100,000
Rates and terms are set by HSBC. Always confirm on the bank's page before you deposit.
Visit HSBCVerified against HSBC's website 18 Oct 2026, 09:35 SGT
Promotional rates
| Promotion | Tenure | Rate p.a. | Deposit | Conditions |
|---|---|---|---|---|
| SGD Time Deposit promotion | 3 months | 1.60% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier Elite customers |
| SGD Time Deposit promotion | 3 months | 1.60% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3 |
| SGD Time Deposit promotion | 3 months | 1.60% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers without wealth holdings |
| SGD Time Deposit promotion | 3 months | 1.40% | S$30,000 + | Fresh funds only; Via HSBC Singapore App |
| SGD Time Deposit promotion | 6 months | 2.00% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier Elite customers |
| SGD Time Deposit promotion | 6 months | 2.00% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3 |
| SGD Time Deposit promotion | 6 months | 2.00% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers without wealth holdings |
| SGD Time Deposit promotion | 6 months | 1.80% | S$30,000 + | Fresh funds only; Via HSBC Singapore App |
| SGD Time Deposit promotion | 9 months | 1.60% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier Elite customers |
| SGD Time Deposit promotion | 9 months | 1.55% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3 |
| SGD Time Deposit promotion | 9 months | 1.25% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers without wealth holdings |
| SGD Time Deposit promotion | 9 months | 1.20% | S$30,000 + | Fresh funds only; Via HSBC Singapore App |
| SGD Time Deposit promotion | 12 months | 1.70% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier Elite customers |
| SGD Time Deposit promotion | 12 months | 1.65% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3 |
| SGD Time Deposit promotion | 12 months | 1.35% | S$30,000 + | Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers without wealth holdings |
| SGD Time Deposit promotion | 12 months | 1.30% | S$30,000 + | Fresh funds only; Via HSBC Singapore App |
Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | S$5,000 – S$49,999 | S$50,000 – S$99,999 | S$100,000 – S$199,999 | S$200,000 – S$499,999 | S$500,000 – S$999,999 | S$1,000,000 + |
|---|---|---|---|---|---|---|
| 1 month | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 3 months | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 6 months | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| 12 months | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% |
| 24 months | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% | 0.15% |
Sources
Every figure on this page was read from these pages on the date shown. Nothing is estimated.