Banks / Bank of China
Bank of China fixed deposit rates
Posts a new mobile-banking promotion notice most weeks, with tiers from S$500.
TypeBank
SDIC deposit insuranceYes, up to S$100,000
Rates and terms are set by Bank of China. Always confirm on the bank's page before you deposit.
Visit Bank of ChinaVerified against Bank of China's website 18 Oct 2026, 09:35 SGT
Promotional rates
| Promotion | Tenure | Rate p.a. | Deposit | Conditions |
|---|---|---|---|---|
| Mobile Banking time deposit promotion | 1 month | 1.10% | S$500 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 2 months | 1.20% | S$500 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 3 months | 1.60% | S$500 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 3 months | 1.65% | S$20,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 3 months | 1.75% | S$200,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 4 months | 2.08% | S$100,000 – S$199,999 | New customers; Via BOC Mobile Banking; New-to-bank personal customers only |
| Mobile Banking time deposit promotion | 4 months | 2.18% | S$200,000 – S$250,000 | New customers; Via BOC Mobile Banking; New-to-bank personal customers only |
| Mobile Banking time deposit promotion | 5 months | 1.50% | S$500 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 6 months | 1.70% | S$500 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 6 months | 1.90% | S$20,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 6 months | 2.05% | S$200,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 8 months | 2.08% | S$100,000 – S$199,999 | New customers; Via BOC Mobile Banking; New-to-bank personal customers only |
| Mobile Banking time deposit promotion | 8 months | 2.18% | S$200,000 – S$250,000 | New customers; Via BOC Mobile Banking; New-to-bank personal customers only |
| Mobile Banking time deposit promotion | 9 months | 1.70% | S$500 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 9 months | 1.85% | S$20,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 9 months | 2.00% | S$200,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 12 months | 1.70% | S$500 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 12 months | 1.95% | S$20,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 12 months | 2.05% | S$200,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 18 months | 1.60% | S$500 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 18 months | 1.65% | S$200,000 + | Via BOC Mobile Banking; New placements |
| Mobile Banking time deposit promotion | 24 months | 1.55% | S$500 + | Via BOC Mobile Banking; New placements |
- Weekly promotion notice dated 20261012
Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | up to S$19,999 | S$20,000 – S$49,999 | S$50,000 – S$99,999 | S$100,000 – S$299,999 | S$300,000 – S$499,999 | S$500,000 + |
|---|---|---|---|---|---|---|
| 1 month | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.55% |
| 3 months | 0.65% | 0.65% | 0.65% | 0.65% | 0.65% | 0.70% |
| 6 months | 0.75% | 0.75% | 0.75% | 0.75% | 0.75% | 0.80% |
| 9 months | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% | 0.90% |
| 12 months | 0.90% | 0.90% | 0.90% | 0.90% | 0.90% | 0.95% |
| 18 months | 0.95% | 0.95% | 0.95% | 0.95% | 0.95% | 1.00% |
| 24 months | 0.95% | 0.95% | 0.95% | 0.95% | 0.95% | 1.00% |
| 36 months | 0.95% | 0.95% | 0.95% | 0.95% | 0.95% | 1.00% |
Sources
Every figure on this page was read from these pages on the date shown. Nothing is estimated.