此页面由英文机器翻译。利率、银行和数据与英文页面相同。

国家 / 🇻🇳 Vietnam

在 Vietnam 的最佳 tiền gửi tiết kiệm có kỳ hạn 利率

来自 3 家供应商的 VND tiền gửi tiết kiệm có kỳ hạn 利率，每日直接从各银行网站读取，另有 4 家供应商待检查。按利率排序；无付费排名。

上次检查 18 Oct 2026, 05:37 UTC · 全部 7 家供应商

最佳 3 个月利率

4.70% 年利率

ACB (Asia Commercial Bank)

基准利率

最佳 6 个月利率

4.90% 年利率

ACB (Asia Commercial Bank)

基准利率

最佳 12 个月利率

5.90% 年利率

BIDV

基准利率

针对 100,000,000 VND 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。

比较 tiền gửi tiết kiệm có kỳ hạn 利率

期限
利率类型
选项

3 家银行提供 100,000,000 VND 的12个月利率

银行年利率期限存款详情链接
BIDVTiền gửi (VND)5.90%≈ 5,900,000 VND (12 个月)12 个月未说明基准利率
Counter deposit ('Tiền gửi' tab), VND; Indicative; may vary by region
前往银行
VietcombankTiết kiệm (VND)5.90%≈ 5,900,000 VND (12 个月)12 个月未说明基准利率
VND savings deposit, rate for the term in months (tháng)
前往银行
ACB (Asia Commercial Bank)Tiền gửi Online (lãi cuối kỳ)5.70%≈ 5,700,000 VND (12 个月)12 个月最高 199,999,999 VND基准利率
通过 Online; Online deposit, interest at maturity, amounts under VND 200 million (higher tiers pay slightly more)
前往银行

"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.

此列表如何排序？

按利率排序，最高的排在前面，针对您选择的金额和期限。若银行公布了其综合有效利率，我们将使用该利率。每家银行只出现一次，展示其最匹配的报价，除非您勾选 "Show every rate"。银行不能付费改变排序。

规划您的存款

Best rate by term

1 months: 4.50% at ACB (Asia Commercial Bank)4.50%1 个月2 months: 4.60% at ACB (Asia Commercial Bank)4.60%2 个月3 months: 4.70% at ACB (Asia Commercial Bank)4.70%3 个月6 months: 4.90% at ACB (Asia Commercial Bank)4.90%6 个月9 months: 5.10% at ACB (Asia Commercial Bank)5.10%9 个月12 months: 5.90% at BIDV5.90%12 个月18 months: 5.90% at BIDV5.90%18 个月24 months: 6.00% at BIDV6.00%24 个月36 months: 6.00% at BIDV6.00%36 个月

Best rate open to any customer for 100,000,000 VND at each term, from today's verified offers. Hover a point for the bank.

利率上升时发送邮件给我

双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。

存款保障：DIV

限额125,000,000 VND

Deposit Insurance of Vietnam (DIV) pays up to VND 125 million (principal and interest) per individual per insured credit institution, under Decision 32/2021/QD-TTg effective 12 December 2021. A 2026 SBV circular (05/2026/TT-NHNN) now governs the payout limit under the new Deposit Insurance Law; note (2026-10-18): a change to the amount has been reported but not yet published by DIV, so the official VND 125 million is shown. 来源, 已检查 2026-10-18.

更多 tiền gửi tiết kiệm có kỳ hạn 提供商在 Vietnam

我们列出这些提供商，但尚未自动读取它们的利率，因此我们从不显示具体数字。请在银行官网查看利率。 Know a bank we should read? Suggest it.

Questions about deposits in Vietnam

What is the best 12-month tiền gửi tiết kiệm có kỳ hạn rate in Vietnam today?

5.90% p.a. at BIDV (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month tiền gửi tiết kiệm có kỳ hạn rate in Vietnam today?

4.90% p.a. at ACB (Asia Commercial Bank) (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are tiền gửi tiết kiệm có kỳ hạns in Vietnam protected?

Deposit Insurance of Vietnam (DIV) pays up to VND 125 million (principal and interest) per individual per insured credit institution, under Decision 32/2021/QD-TTg effective 12 December 2021. A 2026 SBV circular (05/2026/TT-NHNN) now governs the payout limit under the new Deposit Insurance Law; note (2026-10-18): a change to the amount has been reported but not yet published by DIV, so the official VND 125 million is shown.

How many banks do you compare in Vietnam?

We list 7 providers. Rates for 3 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇹🇭 Thailand

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

缺少银行？请推荐

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。