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国家 / 🇰🇷 South Korea

在 South Korea 的最佳 time deposit 利率

来自 3 家供应商的 KRW time deposit 利率，每日直接从各银行网站读取，另有 4 家供应商待检查。按利率排序；无付费排名。

上次检查 18 Oct 2026, 05:37 UTC · 全部 7 家供应商

最佳 3 个月利率

3.10% 年利率

Toss Bank (토스뱅크)

基准利率

最佳 6 个月利率

3.40% 年利率

Woori Bank (우리은행)

基准利率

最佳 12 个月利率

3.60% 年利率

Toss Bank (토스뱅크)

基准利率

针对 10,000,000 KRW 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。

比较 time deposit 利率

期限
利率类型
选项

2 家银行提供 10,000,000 KRW 的12个月利率

银行年利率期限存款详情链接
Toss Bank (토스뱅크)먼저 이자 받는 정기예금3.60%≈ 360,000 KRW (12 个月)12 个月未说明基准利率
Interest is paid upfront to the linked account (선이자지급방식); Rates before tax
前往银行
Woori Bank (우리은행)WON플러스 예금3.60%≈ 360,000 KRW (12 个月)12 个月未说明基准利率
약정이율 (contract rate) for the term, before tax
前往银行

"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.

此列表如何排序？

按利率排序，最高的排在前面，针对您选择的金额和期限。若银行公布了其综合有效利率，我们将使用该利率。每家银行只出现一次，展示其最匹配的报价，除非您勾选 "Show every rate"。银行不能付费改变排序。

规划您的存款

Best rate by term

1 months: 2.70% at Woori Bank (우리은행)2.70%1 个月3 months: 3.10% at Toss Bank (토스뱅크)3.10%3 个月6 months: 3.40% at Woori Bank (우리은행)3.40%6 个月12 months: 3.60% at Toss Bank (토스뱅크)3.60%12 个月24 months: 3.00% at Woori Bank (우리은행)3.00%24 个月36 months: 2.70% at Woori Bank (우리은행)2.70%36 个月

Best rate open to any customer for 10,000,000 KRW at each term, from today's verified offers. Hover a point for the bank.

利率上升时发送邮件给我

双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。

官方基准

Bank of Korea base rate (ECOS, monthly) 2026093.00%

来源：bok.or.kr。仅作参考，不构成推荐。

存款保障：Korea Deposit Insurance Corporation (KDIC)

限额100,000,000 KRW

Principal plus prescribed interest is protected up to ₩100 million (1억원) per depositor per insured financial institution; amounts above that are not protected. DC/IRP retirement pensions, pension savings and accident insurance payouts are each protected separately up to ₩100 million. 来源, 已检查 2026-10-18.

Where does your money earn most in South Korea?

Best 12-month time deposit (Toss Bank (토스뱅크))3.60%
Bank of Korea base rate (ECOS, monthly)3.00%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

更多 time deposit 提供商在 South Korea

我们列出这些提供商，但尚未自动读取它们的利率，因此我们从不显示具体数字。请在银行官网查看利率。 Know a bank we should read? Suggest it.

Questions about deposits in South Korea

What is the best 12-month time deposit rate in South Korea today?

3.60% p.a. at Toss Bank (토스뱅크) (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month time deposit rate in South Korea today?

3.40% p.a. at Woori Bank (우리은행) (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are time deposits in South Korea protected?

Principal plus prescribed interest is protected up to ₩100 million (1억원) per depositor per insured financial institution; amounts above that are not protected. DC/IRP retirement pensions, pension savings and accident insurance payouts are each protected separately up to ₩100 million.

How many banks do you compare in South Korea?

We list 7 providers. Rates for 3 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do time deposit rates compare with the Bank of Korea base rate (ECOS, monthly)?

The Bank of Korea base rate (ECOS, monthly) is 3.00% (202609). The best 12-month time deposit rate open to any customer today is 3.60%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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缺少银行？请推荐

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。