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国家 / 🇪🇸 Spain

在 Spain 的最佳 depósito a plazo fijo 利率

来自 3 家供应商的 EUR depósito a plazo fijo 利率，每日直接从各银行网站读取，另有 3 家供应商待检查。按利率排序；无付费排名。

上次检查 18 Oct 2026, 05:37 UTC · 全部 6 家供应商

最佳 3 个月利率

2.25% 年利率

MyInvestor

基准利率 · 最低 €10,000

最佳 6 个月利率

3.25% 年利率

Openbank

促销

最佳 12 个月利率

3.00% 年利率

MyInvestor

基准利率 · 最低 €10,000

针对 €10,000 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。

比较 depósito a plazo fijo 利率

期限
利率类型
选项

2 家银行提供 €10,000 的12个月利率

银行年利率期限存款详情链接
MyInvestorDepósito3.00%≈ €300 (12 个月)12 个月€10,000 – €100,000基准利率
Rate is TAE; EUR 10,000 to EUR 100,000; No opening or cancellation fees; Slightly higher rate if you hold an automated portfolio of at least EUR 150 (not included)
前往银行
CaixaBankDepósito Bonificado (base rate)0.10%≈ €10 (12 个月)12 个月未说明基准利率
Base rate with no linked CaixaBank products; Rate rises 0,25-0,50% TIN per linked product (salary, MyBox Jubilación, home/life insurance), up to 1,10% TIN
前往银行

"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 2.25% at MyInvestor2.25%1 个月3 months: 2.25% at MyInvestor2.25%3 个月6 months: 3.25% at Openbank3.25%6 个月12 months: 3.00% at MyInvestor3.00%12 个月

Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.

利率上升时发送邮件给我

双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。

官方基准

ECB deposit facility rate 2026-10-182.50%

来源：ecb.europa.eu。仅作参考，不构成推荐。

存款保障：Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)

限额€100,000

The FGD guarantees up to EUR 100,000 per holder and per financial institution; in certain cases the total amount deposited can be guaranteed. 来源, 已检查 2026-10-18.

Where does your money earn most in Spain?

Best 12-month depósito a plazo fijo (MyInvestor)3.00%
ECB deposit facility rate2.50%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

更多 depósito a plazo fijo 提供商在 Spain

我们列出这些提供商，但尚未自动读取它们的利率，因此我们从不显示具体数字。请在银行官网查看利率。 Know a bank we should read? Suggest it.

Questions about deposits in Spain

What is the best 12-month depósito a plazo fijo rate in Spain today?

3.00% p.a. at MyInvestor (minimum deposit: €10,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month depósito a plazo fijo rate in Spain today?

3.25% p.a. at Openbank (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are depósito a plazo fijos in Spain protected?

The FGD guarantees up to EUR 100,000 per holder and per financial institution; in certain cases the total amount deposited can be guaranteed.

How many banks do you compare in Spain?

We list 6 providers. Rates for 3 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do depósito a plazo fijo rates compare with the ECB deposit facility rate?

The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month depósito a plazo fijo rate open to any customer today is 3.00%.

Deposit rates in nearby countries

🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇵🇱 Poland🇳🇱 Netherlands🇧🇪 Belgium

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。