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Лучшие ставки deposito berjangka в Indonesia

Ставки deposito berjangka в IDR от 6 провайдеров, читаются напрямую с сайтов банков каждый день, плюс ещё 0 провайдеров для проверки. Сортировка по ставке; платных ранжировок нет.

Последняя проверка 18 Oct 2026, 05:37 UTC · все 6 провайдеров

Лучшая ставка для вклада Rp10,000,000, доступна любому клиенту. Промо‑акции могут закончиться раньше; уточните в банке.

Сравнить ставки deposito berjangka

Срок
Тип ставки
Опции

6 банков с 12‑месячной ставкой для Rp10,000,000

БанкСтавка годовыхСрокВкладПодробностиСсылка
Bank Neo CommerceDeposito WOW7.25%≈ Rp725,000 за 12 месяцев12 месяцевRp100,000 +Базовая ставка
Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
Перейти в банк
SeaBank IndonesiaDeposito6.00%≈ Rp600,000 за 12 месяцев12 месяцевНе указаноБазовая ставка
Rate locked at opening; Above the LPS guarantee rate (3.75%), so not LPS-insured
Перейти в банк
Bank JagoDeposito5.50%≈ Rp550,000 за 12 месяцев12 месяцевRp1,000,000 – Rp99,999,999Базовая ставка
Через App; Lowest amount tier; higher tiers pay more; Above the LPS guarantee rate (3.75%), so not LPS-insured
Перейти в банк
CIMB NiagaDeposito Konvensional Rupiah4.25%≈ Rp425,000 за 12 месяцев12 месяцевRp8,000,000 – Rp99,999,999Базовая ставка
Через OCTO app; Rate when opened in the OCTO app; branch rates are lower; Minimum Rp 8 Juta; Higher amount tiers pay more
Перейти в банк
Bank DanamonDeposito Berjangka2.50%≈ Rp250,000 за 12 месяцев12 месяцевRp8,000,000 +Базовая ставка
Regular (branch) time deposit, one rate for all amounts from Rp8 million
Перейти в банк
Bank MandiriDeposito Rupiah2.50%≈ Rp250,000 за 12 месяцев12 месяцевдо Rp99,999,999Базовая ставка
Interest paid monthly or at maturity; Same rates are shown for every amount tier up to ≥ Rp 5 M
Перейти в банк

"Свежие средства" означают деньги, переведённые из другого банка. Официальные ставки — постоянные; акции — ограничены по времени. Как мы собираем и проверяем ставки.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 6.00% at Bank Neo Commerce6.00%1-мес.3 months: 6.75% at Bank Neo Commerce6.75%3-мес.6 months: 7.25% at Bank Neo Commerce7.25%6-мес.12 months: 7.25% at Bank Neo Commerce7.25%12-мес.24 months: 2.50% at Bank Mandiri2.50%24-мес.

Best rate open to any customer for Rp10,000,000 at each term, from today's verified offers. Hover a point for the bank.

Получайте письмо, когда ставки повышаются

Двойное подтверждение: сначала подтвердите по электронной почте. Одно письмо, когда лучшая ставка для вашего срока и суммы повышается. Отписаться в один клик.

Официальные бенчмарки

BI-Rate 23 September 20265.75%

Источник: bi.go.id. Показано как справочная точка, а не рекомендация.

Защита вкладов: LPS

ЛимитRp2,000,000,000

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. Источник, проверено 2026-10-18.

Where does your money earn most in Indonesia?

Best 12-month deposito berjangka (Bank Neo Commerce)7.25%
BI-Rate5.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Indonesia

What is the best 12-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are deposito berjangkas in Indonesia protected?

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured.

How many banks do you compare in Indonesia?

We list 6 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do deposito berjangka rates compare with the BI-Rate?

The BI-Rate is 5.75% (23 September 2026). The best 12-month deposito berjangka rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand

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Missing a bank? Suggest one

Мы — сервис сравнения, а не банк: мы не принимаем вклады. Ставки могут изменяться без предупреждения; уточняйте их в банке перед внесением средств. Это не финансовая рекомендация.