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Zopa Bank fixed-rate bond rates

App-based UK bank whose Smart Saver holds access, limited access, boosted and fixed-term pots.

We list Zopa Bank but do not read its rates automatically yet, so we show no figures here. Check the current rate on Zopa Bank's website.

TypeDigital bank
Защита вкладаYes (FSCS (Financial Services Compensation Scheme))

Rates and terms are set by Zopa Bank. Always confirm on the bank's page before you deposit.

Visit Zopa Bank

Smart Saver (Access pot)

Advertised maximum2.95%

Variable AER on the instant-access Access pot of the Smart Saver (app only, from £1). Limited Access and Fixed Term pots pay more but restrict withdrawals.

Verified 18 Oct 2026, 05:37 UTC

Защита вкладов: FSCS (Financial Services Compensation Scheme)

Лимит£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). Источник, проверено 2026-10-18.

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Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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