Countries / 🇹🇭 Thailand

Best fixed deposit rates in Thailand

THB fixed deposit rates from 2 providers, read directly from each bank's website every day, plus 4 more providers to check. Sorted by rate; no paid rankings.

Last checked 18 Oct 2026, 05:37 UTC · all 6 providers · savings account

Best rate for a 100,000 THB deposit, open to any customer. Promotions can end early; confirm with the bank.

Compare fixed deposit rates

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2 banks with a 12-month rate for 100,000 THB

BankRate p.a.TenureDepositDetailsLink
LH Bank (Land and Houses Bank)Fixed Deposit0.90%≈ 900 THB in 12 months12 monthsNot statedBoard rate
Board rate for Thai baht fixed deposits
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Krungthai BankFixed Deposit0.75%≈ 750 THB in 12 months12 monthsNot statedBoard rate
Board rate for Thai baht fixed deposits
Go to bank

"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

3 months: 0.60% at Krungthai Bank0.60%3-month6 months: 0.70% at LH Bank (Land and Houses Bank)0.70%6-month12 months: 0.90% at LH Bank (Land and Houses Bank)0.90%12-month24 months: 0.90% at LH Bank (Land and Houses Bank)0.90%24-month

Best rate open to any customer for 100,000 THB at each term, from today's verified offers. Hover a point for the bank.

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Official benchmarks

Bank of Thailand policy interest rate (1-day bilateral repurchase rate) 26 Aug 20261.00%

Source: bot.or.th. Shown as a reference point, not a recommendation.

Deposit protection: DPA

Limit1,000,000 THB

The Deposit Protection Agency (DPA) repays insured deposits up to THB 1 million per depositor per financial institution; several accounts at the same institution are added together. Source, checked 2026-10-18.

Where does your money earn most in Thailand?

Best 12-month fixed deposit (LH Bank (Land and Houses Bank))0.90%
Best savings account (Krungthai Bank)0.25%
Bank of Thailand policy interest rate (1-day bilateral repurchase rate)1.00%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

More fixed deposit providers in Thailand

We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.

Questions about deposits in Thailand

What is the best 12-month fixed deposit rate in Thailand today?

0.90% p.a. at LH Bank (Land and Houses Bank) (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in Thailand today?

0.70% p.a. at LH Bank (Land and Houses Bank) (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in Thailand protected?

The Deposit Protection Agency (DPA) repays insured deposits up to THB 1 million per depositor per financial institution; several accounts at the same institution are added together.

How many banks do you compare in Thailand?

We list 6 providers. Rates for 2 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the Bank of Thailand policy interest rate (1-day bilateral repurchase rate)?

The Bank of Thailand policy interest rate (1-day bilateral repurchase rate) is 1.00% (26 Aug 2026). The best 12-month fixed deposit rate open to any customer today is 0.90%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.