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Best savings account rates in Ireland

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

Banco	Max rate p.a.	Base rate	What the top rate needs	Link
bunqSavings Account	up to 3.11%	1.61%	Bonus rate on balances above a threshold reset every 1 January and 1 July (highest balance of the past 6 months); base rate below it.	Ir ao banco
Revolut (Ireland)Instant Access Savings	up to 2.75%	–	Rate depends on the Revolut plan (Standard lowest, Ultra highest); no minimum, instant access.	Ir ao banco

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.