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Países / 🇨🇳 China / Banks / China Merchants Bank (招商银行)

China Merchants Bank (招商银行) time deposit rates

Chinese commercial bank publishing RMB and foreign-currency deposit rates in one grid.

Verified against China Merchants Bank (招商银行)'s website 18 Oct 2026, 05:37 UTC

Up to1.30%60 mesesVisit China Merchants Bank (招商银行)

TypeBank
Proteção de depósitoYes (Deposit Insurance (存款保险条例))

Rates and terms are set by China Merchants Bank (招商银行). Always confirm on the bank's page before you deposit.

Visit China Merchants Bank (招商银行)

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

PrazoNão especificado
3 meses0.65%
6 meses0.85%
12 meses0.95%
24 meses1.05%
36 meses1.25%
60 meses1.30%

Promotional rates

No promotional rate is published on the bank's page today.

Proteção de depósito: Deposit Insurance (存款保险条例)

Limite500,000 CNY

Deposit insurance pays up to RMB 500,000 per depositor per insured institution, principal and interest combined (Deposit Insurance Regulations, Article 5, in force since 1 May 2015). Fonte, verificado em 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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