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Countries / 🇻🇳 Vietnam / 6-month

Best 6-month tiền gửi tiết kiệm có kỳ hạn rates in Vietnam

Best 6-month rate per provider for a 100,000,000 VND deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

3-month12-month All tenures and amounts

BankRate p.a.TenureDepositDetailsLink
ACB (Asia Commercial Bank)Tiền gửi Online (lãi cuối kỳ)4.90%≈ 2,450,000 VND in 6 months6 monthsup to 199,999,999 VNDBoard rate
Via Online; Online deposit, interest at maturity, amounts under VND 200 million (higher tiers pay slightly more)
Przejdź do banku
BIDVTiền gửi (VND)3.50%≈ 1,750,000 VND in 6 months6 monthsNot statedBoard rate
Counter deposit ('Tiền gửi' tab), VND; Indicative; may vary by region
Przejdź do banku
VietcombankTiết kiệm (VND)3.50%≈ 1,750,000 VND in 6 months6 monthsNot statedBoard rate
VND savings deposit, rate for the term in months (tháng)
Przejdź do banku

Different amount, priority tiers or fresh-funds filter? Open the full comparison.

Deposit protection: DIV

Limit125,000,000 VND

Deposit Insurance of Vietnam (DIV) pays up to VND 125 million (principal and interest) per individual per insured credit institution, under Decision 32/2021/QD-TTg effective 12 December 2021. A 2026 SBV circular (05/2026/TT-NHNN) now governs the payout limit under the new Deposit Insurance Law; we have not confirmed whether the amount changed. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.