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Best 12-month depósito a prazo rates in Portugal

Best 12-month rate per provider for a €10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

3-month 6-month All tenures and amounts

Bank	Rate p.a.	Tenure	Deposit	Details	Link
novobancoDP Novos Recursos 12 Meses	3.00%≈ €300 in 12 months	12 months	Not stated	Board rateFresh funds TANB; New money only (novos recursos); Minimum deposit not shown on the overview page	Przejdź do banku
Caixa Geral de DepósitosDepósito Caixa Especial 12 Meses	1.65%≈ €165 in 12 months	12 months	€500 +	Board rate Standard TANB; 1,90% preferential rate with income domiciliation (not included); Minimum EUR 500	Przejdź do banku

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Deposit protection: Fundo de Garantia de Depósitos (FGD)

Limit€100,000

The FGD guarantees repayment of the total cash balances of each depositor per participating credit institution up to EUR 100,000; certain deposits are covered in full for one year after crediting. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.