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Countries / 🇳🇱 Netherlands

Best deposito rates in Netherlands

EUR deposito rates from 2 providers, read directly from each bank's website every day, plus 3 more providers to check. Sorted by rate; no paid rankings.

Last checked 18 Oct 2026, 05:37 UTC · all 5 providers

Best 3-month rate

No verified offer today

Best 6-month rate

No verified offer today

Best 12-month rate

2.25% p.a.

ABN AMRO

Board rate

Best rate for a €10,000 deposit, open to any customer. Promotions can end early; confirm with the bank.

Compare deposito rates

Okres
Typ stawki
Opcje

2 banks with a 12-month rate for €10,000

BankRate p.a.TenureDepositDetailsLink
ABN AMROSpaar Deposito2.25%≈ €225 in 12 months12 monthsNot statedBoard rate
Fixed rate; minimum deposit not shown on the page
Przejdź do banku
KnabDeposito Sparen1.80%≈ €180 in 12 months12 months€1,000 – €500,000Board rate
EUR 1,000 to EUR 500,000; Early withdrawal: rate-difference charge plus EUR 50 admin fee
Przejdź do banku

"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. Jak zbieramy i weryfikujemy stawki.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

12 months: 2.25% at ABN AMRO2.25%12-month24 months: 2.50% at ABN AMRO2.50%24-month36 months: 2.60% at ABN AMRO2.60%36-month

Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.

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Official benchmarks

ECB deposit facility rate 2026-10-182.50%

Source: ecb.europa.eu. Shown as a reference point, not a recommendation.

Deposit protection: Depositogarantiestelsel (DGS), administered by De Nederlandsche Bank (DNB)

Limit€100,000

Money in bank accounts is automatically protected from 1 cent up to EUR 100,000 per person, per bank, even if the bank goes bankrupt; additional temporary protection applies when buying or selling a house. Investment products, insurance products and virtual currencies are not covered. Source, checked 2026-10-18.

Where does your money earn most in Netherlands?

Best 12-month deposito (ABN AMRO)2.25%
ECB deposit facility rate2.50%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

More deposito providers in Netherlands

We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.

Questions about deposits in Netherlands

What is the best 12-month deposito rate in Netherlands today?

2.25% p.a. at ABN AMRO (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are depositos in Netherlands protected?

Money in bank accounts is automatically protected from 1 cent up to EUR 100,000 per person, per bank, even if the bank goes bankrupt; additional temporary protection applies when buying or selling a house. Investment products, insurance products and virtual currencies are not covered.

How many banks do you compare in Netherlands?

We list 5 providers. Rates for 2 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do deposito rates compare with the ECB deposit facility rate?

The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month deposito rate open to any customer today is 2.25%.

Deposit rates in nearby countries

🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇧🇪 Belgium

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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.