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Best 12-month conto deposito vincolato rates in Italy

Best 12-month rate per provider for a €10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

6-month All tenures and amounts

Bank	Rate p.a.	Tenure	Deposit	Details	Link
Banca Ifis (Rendimax)Rendimax Conto Deposito Vincolato Posticipato	4.00%≈ €400 in 12 months	12 months	€1,000 +	Board rate Gross annual rate, interest paid quarterly (Posticipato); Minimum EUR 1,000	Przejdź do banku

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Deposit protection: Fondo Interbancario di Tutela dei Depositi (FITD); cooperative credit banks: Fondo di Garanzia dei Depositanti del Credito Cooperativo (FGDCC)

Limit€100,000

Coverage is limited to EUR 100,000 per depositor and per individual bank. Deposits at banche di credito cooperativo are covered by the FGDCC; savings held with Poste are not covered by the Fund but carry a State guarantee (per Banca d'Italia). Note: www.fitd.it served an expired TLS certificate on 2026-10-18, so the fact is sourced from Banca d'Italia. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.