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Countries / 🇭🇰 Hong Kong / Banks / Mox Bank

Mox Bank time deposit rates

Hong Kong digital bank (Mox by Standard Chartered) offering HKD and USD new-fund time deposits.

Verified against Mox Bank's website 18 Oct 2026, 05:37 UTC

Up to3.20%24 monthsVisit Mox Bank

TypeDigital bank
Deposit protectionYes (Deposit Protection Scheme (DPS))

Rates and terms are set by Mox Bank. Always confirm on the bank's page before you deposit.

Visit Mox Bank

Promotional rates

PromotionTenureRate p.a.DepositConditions
HKD New Funds Time Deposit3 months2.65%Not statedFresh funds only; Via App; New funds only; Interest credited upfront; Minimum deposit not stated on the page
HKD New Funds Time Deposit6 months3.00%Not statedFresh funds only; Via App; New funds only; Interest credited upfront; Minimum deposit not stated on the page
HKD New Funds Time Deposit9 months3.10%Not statedFresh funds only; Via App; New funds only; Interest credited upfront; Minimum deposit not stated on the page
HKD New Funds Time Deposit12 months3.20%Not statedFresh funds only; Via App; New funds only; Interest credited upfront; Minimum deposit not stated on the page
HKD New Funds Time Deposit24 months3.20%Not statedFresh funds only; Via App; New funds only; Interest credited upfront; Minimum deposit not stated on the page

Deposit protection: Deposit Protection Scheme (DPS)

LimitHK$800,000

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. Source, checked 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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