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Countries / 🇦🇺 Australia / Banks / Commonwealth Bank of Australia

Commonwealth Bank of Australia term deposit rates

Australian bank publishing term deposit rates for $5,000 to $5,000,000 with terms from 1 month.

Verified against Commonwealth Bank of Australia's website 18 Oct 2026, 05:37 UTC

Up to5.30%12 monthsVisit Commonwealth Bank of Australia

TypeBank
Deposit protectionYes (Financial Claims Scheme (FCS))

Rates and terms are set by Commonwealth Bank of Australia. Always confirm on the bank's page before you deposit.

Visit Commonwealth Bank of Australia

Promotional rates

PromotionTenureRate p.a.DepositConditions
Term Deposit 12-month Special Offer12 months5.30%A$5,000 – A$5,000,000Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

TenureA$5,000 – A$49,999A$50,000 – A$5,000,000
3 months3.30%3.35%
6 months3.45%3.50%
12 months4.90%4.90%

Deposit protection: Financial Claims Scheme (FCS)

LimitA$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Source, checked 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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