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Landen / 🇸🇬 Singapore / 3-month

Best 3-month fixed deposit rates in Singapore

Best 3-month rate per provider for a S$20,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

6-month12-month All tenures and amounts

BankRate p.a.TenureDepositDetailsLink
Bank of ChinaMobile Banking time deposit promotion1.65%≈ S$83 in 3 months3 monthsS$20,000 +Promo
Via BOC Mobile Banking; New placements
Go to bank
RHBSGD Fixed Deposit promotion1.60%≈ S$80 in 3 months3 monthsS$20,000 +Promo
Via Branch or RHB Mobile SG app
Go to bank
Sing Investments & FinanceDaily special rate (online)1.50%≈ S$75 in 3 months3 monthsS$10,000 +PromoFresh funds
Via Online; Personal accounts only
Go to bank
CitibankNew Funds Time Deposit preferential rate1.40%≈ S$70 in 3 months3 monthsS$5,000 – S$5,000,000PromoFresh funds
Go to bank
CIMBSGD Fixed Deposit online promotion1.35%≈ S$68 in 3 months3 monthsS$10,000 +Promo
Via Online
Go to bank
ICBCSGD E-banking Fixed Deposit promotion1.30%≈ S$65 in 3 months3 monthsS$20,000 – S$199,999Promo
Via ICBC E-banking
Go to bank
Hong Leong FinanceFixed Deposit (board rate)0.10%≈ S$5 in 3 months3 monthsup to S$50,000Board rate
Go to bank
OCBCSGD Time Deposit (board rate)0.10%≈ S$5 in 3 months3 monthsS$5,000 – S$20,000Board rate
Go to bank
UOBSGD Time/Fixed Deposit (board rate)0.10%≈ S$5 in 3 months3 monthsup to S$49,999Board rate
Go to bank
DBSSGD Fixed Deposit (board rate)0.05%≈ S$3 in 3 months3 monthsS$20,000 – S$49,999Board rate
Rate is set by your total SGD fixed deposit balance with the bank
Go to bank
HSBCSGD Time Deposit (board rate)0.05%≈ S$3 in 3 months3 monthsS$5,000 – S$49,999Board rate
Go to bank
POSBSGD Fixed Deposit (board rate)0.05%≈ S$3 in 3 months3 monthsS$20,000 – S$49,999Board rate
Rate is set by your total SGD fixed deposit balance with the bank
Go to bank

Different amount, priority tiers or fresh-funds filter? Open the full comparison.

Deposit protection: SDIC Deposit Insurance Scheme

LimitS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.