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Best 6-month conto deposito vincolato rates in Italy
Best 6-month rate per provider for a €10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 03:42 UTC.
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| Banca Ifis (Rendimax)Rendimax Conto Deposito Vincolato Posticipato | 2.75%≈ €138 in 6 months | 6 months | €1,000 + | Board rate | Go to bank |
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Deposit protection: Fondo Interbancario di Tutela dei Depositi (FITD); cooperative credit banks: Fondo di Garanzia dei Depositanti del Credito Cooperativo (FGDCC)
Coverage is limited to EUR 100,000 per depositor and per individual bank. Deposits at banche di credito cooperativo are covered by the FGDCC; savings held with Poste are not covered by the Fund but carry a State guarantee (per Banca d'Italia). Note: www.fitd.it served an expired TLS certificate on 2026-10-18, so the fact is sourced from Banca d'Italia. Source, checked 2026-10-18.
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.