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Landen / 🇪🇸 Spain / 12-month

Best 12-month depósito a plazo fijo rates in Spain

Best 12-month rate per provider for a €10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

3-month6-month All tenures and amounts

BankRate p.a.TenureDepositDetailsLink
MyInvestorDepósito3.00%≈ €300 in 12 months12 months€10,000 – €100,000Board rate
Rate is TAE; EUR 10,000 to EUR 100,000; No opening or cancellation fees; Slightly higher rate if you hold an automated portfolio of at least EUR 150 (not included)
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CaixaBankDepósito Bonificado (base rate)0.10%≈ €10 in 12 months12 monthsNot statedBoard rate
Base rate with no linked CaixaBank products; Rate rises 0,25-0,50% TIN per linked product (salary, MyBox Jubilación, home/life insurance), up to 1,10% TIN
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Different amount, priority tiers or fresh-funds filter? Open the full comparison.

Deposit protection: Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)

Limit€100,000

The FGD guarantees up to EUR 100,000 per holder and per financial institution; in certain cases the total amount deposited can be guaranteed. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.