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Negara / 🇳🇿 New Zealand / Banks / ANZ Bank New Zealand

ANZ Bank New Zealand term deposit rates

New Zealand bank publishing term deposit and term PIE rates for amounts of $10,000 or more.

Verified against ANZ Bank New Zealand's website 18 Oct 2026, 05:37 UTC

Up to4.70%60 monthsVisit ANZ Bank New Zealand

TypeBank
Deposit protectionYes (Depositor Compensation Scheme (DCS))

Rates and terms are set by ANZ Bank New Zealand. Always confirm on the bank's page before you deposit.

Visit ANZ Bank New Zealand

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

TenureNZ$10,000 +
1 month1.80%
2 months1.90%
3 months2.90%
4 months3.00%
5 months3.20%
6 months3.60%
7 months3.55%
8 months3.55%
9 months3.65%
12 months4.00%
18 months4.20%
24 months4.30%
36 months4.40%
48 months4.60%
60 months4.70%

Promotional rates

No promotional rate is published on the bank's page today.

Deposit protection: Depositor Compensation Scheme (DCS)

LimitNZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. Source, checked 2026-10-18.

Compare with other banks in New Zealand

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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