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Best 12-month deposito rates in Netherlands

Best 12-month rate per provider for a €10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

All tenures and amounts

Bank	Rate p.a.	Tenure	Deposit	Details	Link
ABN AMROSpaar Deposito	2.25%≈ €225 in 12 months	12 months	Not stated	Board rate Fixed rate; minimum deposit not shown on the page	Go to bank
KnabDeposito Sparen	1.80%≈ €180 in 12 months	12 months	€1,000 – €500,000	Board rate EUR 1,000 to EUR 500,000; Early withdrawal: rate-difference charge plus EUR 50 admin fee	Go to bank

Different amount, priority tiers or fresh-funds filter? Open the full comparison.

Deposit protection: Depositogarantiestelsel (DGS), administered by De Nederlandsche Bank (DNB)

Limit€100,000

Money in bank accounts is automatically protected from 1 cent up to EUR 100,000 per person, per bank, even if the bank goes bankrupt; additional temporary protection applies when buying or selling a house. Investment products, insurance products and virtual currencies are not covered. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.