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Negara / 🇯🇵 Japan / Banks / Rakuten Bank (楽天銀行)
Rakuten Bank (楽天銀行) time deposit rates
Japanese internet bank with preferential ordinary-deposit rates for Rakuten Securities and Rakuten Card users.
Verified against Rakuten Bank (楽天銀行)'s website 18 Oct 2026, 05:37 UTC
Up to0.55%1 monthVisit Rakuten Bank (楽天銀行)
Rates and terms are set by Rakuten Bank (楽天銀行). Always confirm on the bank's page before you deposit.
Visit Rakuten Bank (楽天銀行)Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 1 month | 0.55% |
Promotional rates
No promotional rate is published on the bank's page today.
普通預金
Standard ordinary deposit rate; higher rates apply with マネーブリッジ (Rakuten Securities link) or Rakuten Card bill payment.
Verified 18 Oct 2026, 05:37 UTC
Deposit protection: Deposit Insurance Corporation of Japan (DICJ)
Interest-bearing ordinary deposits, time deposits and similar are protected up to ¥10 million of principal plus interest accrued to the failure date, per depositor per financial institution; non-interest-bearing settlement deposits are protected in full; foreign-currency deposits are not covered. Source, checked 2026-10-18.
Compare with other banks in Japan
- Sony Bank (ソニー銀行)up to 1.80%
- Aozora Bank (あおぞら銀行, BANK digital branch)up to 1.70%
- Japan Post Bank (ゆうちょ銀行)up to 1.00%
- MUFG Bank (三菱UFJ銀行)up to 1.00%
- Mizuho Bank (みずほ銀行)up to 1.00%
- Sumitomo Mitsui Banking Corporation (三井住友銀行)up to 1.00%
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.