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Negara / 🇨🇭 Switzerland

Best Festgeld rates in Switzerland

CHF Festgeld rates from 2 providers, read directly from each bank's website every day, plus 6 more providers to check. Sorted by rate; no paid rankings.

Last checked 18 Oct 2026, 05:37 UTC · all 8 providers

Best 3-month rate

No verified offer today

Best 6-month rate

No verified offer today

Best 12-month rate

No verified offer today

Best rate for a 10,000 CHF deposit, open to any customer. Promotions can end early; confirm with the bank.

Bandingkan kadar Festgeld

Tenure
Rate type
Options

0 bank dengan kadar 12‑bulan untuk 10,000 CHF

BankRate p.a.TenureDepositDetailsLink

"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

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Official benchmarks

SNB policy rate 2026-10-090.00%
SARON (Swiss Average Rate Overnight) 2026-10-09-0.04%

Source: snb.ch, data.snb.ch. Shown as a reference point, not a recommendation.

Deposit protection: esisuisse (Swiss depositor protection)

Limit100,000 CHF

In the event of a bank's bankruptcy, Swiss deposit insurance (esisuisse) protects deposits up to CHF 100,000 per client and per bank; this guarantee is regulated by law. Source, checked 2026-10-18.

More Festgeld providers in Switzerland

We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.

Questions about deposits in Switzerland

Are Festgelds in Switzerland protected?

In the event of a bank's bankruptcy, Swiss deposit insurance (esisuisse) protects deposits up to CHF 100,000 per client and per bank; this guarantee is regulated by law.

How many banks do you compare in Switzerland?

We list 8 providers. Rates for 2 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

Deposit rates in nearby countries

🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands

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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.