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Negara / 🇨🇦 Canada / Banks / CIBC
CIBC GIC rates
Big Five Canadian bank (CDIC member) offering Bonus Rate, Flexible and EasyBuilder GICs.
Verified against CIBC's website 18 Oct 2026, 05:37 UTC
Up to2.75%60 monthsVisit CIBC
Rates and terms are set by CIBC. Always confirm on the bank's page before you deposit.
Visit CIBCBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | C$1,000 – C$4,999 | C$5,000 – C$999,999 |
|---|---|---|
| 1 month | – | 2.00% |
| 3 months | 2.10% | 2.10% |
| 6 months | 2.50% | 2.50% |
| 9 months | 2.60% | 2.60% |
| 12 months | 2.45% | 2.45% |
| 14 months | 2.45% | 2.45% |
| 17 months | 2.45% | 2.45% |
| 18 months | 2.50% | 2.50% |
| 24 months | 2.55% | 2.55% |
| 25 months | 2.55% | 2.55% |
| 30 months | 2.55% | 2.55% |
| 36 months | 2.60% | 2.60% |
| 48 months | 2.70% | 2.70% |
| 60 months | 2.75% | 2.75% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: CDIC
CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories. Source, checked 2026-10-18.
Compare with other banks in Canada
- Oaken Financialup to 4.50%
- EQ Bankup to 4.30%
- Tangerineup to 4.25%
- BMO Bank of Montrealup to 3.35%
- RBC Royal Bankup to 2.75%
- Scotiabankup to 2.75%
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.