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Negara / 🇦🇺 Australia / Banks / Macquarie Bank
Macquarie Bank term deposit rates
Australian bank offering a Digital Term Deposit for individuals from $25,000 and a stepped-rate savings account.
Verified against Macquarie Bank's website 18 Oct 2026, 05:37 UTC
Up to5.35%12 monthsVisit Macquarie Bank
Rates and terms are set by Macquarie Bank. Always confirm on the bank's page before you deposit.
Visit Macquarie BankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | A$25,000 – A$1,000,000 |
|---|---|
| 3 months | 5.05% |
| 6 months | 5.20% |
| 9 months | 5.25% |
| 12 months | 5.35% |
Promotional rates
No promotional rate is published on the bank's page today.
Macquarie Savings Account
Stepped ongoing variable rate: shown rate on the first $250,000, lower rates on $250,000-$2,000,000 and above $2,000,000. No minimum deposit, no monthly fees.
Verified 18 Oct 2026, 05:37 UTC
Deposit protection: Financial Claims Scheme (FCS)
Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Source, checked 2026-10-18.
Compare with other banks in Australia
- Judo Bankup to 5.60%
- AMP Bankup to 5.40%
- ING Australiaup to 5.35%
- Rabobank Australiaup to 5.35%
- ANZup to 5.30%
- Bank of Queensland (BOQ)up to 5.30%
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.